2 JOB POSITIONS AT I&M Bank Rwanda : ( Deadline : 24 November 2019 )
Deputy head of credit AT I&M Bank Rwanda : ( Deadline : 27 November 2019 )
POSITION: DEPUTY HEAD OF CREDIT
Ref No. HRD|DN|018|05.19
REPORTING LINE: HEAD OF CREDIT
DEPARTMENT: CREDIT DEPARMENT
Job Purpose:
Maintain the portfolio quality of the Bank through the sanctioning of quality deals and effective portfolio management and keeping the Non -Performing Assets Ratio (NPA) in check.
The successful candidates will be responsible for the following:
Ensure adequate turnaround time on credit applications
Oversee and provide active management of the Bank’s credit analysis function
Carry out an effective Portfolio Management through timely and accurate reporting
Ensure Risk Management principles and practices are observed in the credit function
Ensure full adherence to Credit Policy and procedures, BNR prudential guidelines and other external regulation.
Assist in carrying out updates/reviews of credit policy, product profiles and credit procedures on need basis.
Initiate, develop, and implement appropriate lending policies and procedures.
Ensure close follow-up of the management of watch accounts through assessing business units proactively manage the accounts by detecting signs of weakness.Assist in ensuring effective credit management by devising efficient and proactive management.
Contribute to portfolio management strategies by providing input at various credit meetings, including: Credit Risk Management Committee, and others as determined by Head of Credit.
Co-manage with Departmental Risk Champion the operational risk management processes within the department.
Embed performance development with every member of the credit team; carry out training, mentoring and coaching.
Participate with Head of Credit in the department risk management processes and controls.
Support the Head of credit in achieving the overall departmental objectives and managing departmental staff.
To qualify for this role applicants must have the following:
Graduate in either Business, Finance , Accounting or equivalent
Must have training in Credit Analysis and Lending Skills
Must have at least 4 years’ experience in Credit as a Credit Manager or similar role
Must have experience with banking and lending regulations and practices
Must have a strategic business perspective
Must have excellent leadership and people management skills
Excellent report writing skills, and effective negotiation skills
Sound knowledge of analyzing and evaluating financial information
Having a Professional qualification in Credit Appraisal and Credit Management will be an added advantage
Interested candidates are required to submit their CV and cover letters- clearly indicating the title of the position being applied for to [email protected]; the deadline for submission of applications is at 5:00pm on 27th November 2019
NOTE: Only shortlisted candidates will be contacted.
ATM MANAGER AT I&M Bank Rwanda : ( Deadline : 24 November 2019 )
POSITION: ATM MANAGER
Ref No. HRD|DN|019|11.19
REPORTING LINE: SENIOR MANAGER, ALTERNATE BANKING CHANNELS
DEPARTMENT: ALTERNATE BANKING CHANNELS DEPARTMENT
Job Purpose:
The ATM Manager is responsible for the overall management, supervision and administration of the Bank’s Automated Teller Machine (ATM) network. Specific emphasis is placed on; being responsible for the daily monitoring and operational efficiencies, drafting / reviewing relevant processes and procedures. He / she will be in charge of developing and / or contributing towards related strategies for the ATM network management.
The successful candidates will be responsible for the following:
Identifying business prospects and initiate the growth agenda for the ATM Network
Ensure that appropriate regulatory and audit best standards and demands are developed, maintained and achieve 100% satisfactory ratings.
Accountable for establishing and managing all applicable internal audit and regulatory exam submissions and results, delivering a robust methodology of transparent and monitored controls.
Weekly and monthly reports to the Bank’s Management on all above results areas and include reports on system uptime, and customer complaints.
Monitoring and providing feedback of the new ATM product’s performance on a month-on-month basis
Responsible for demonstrating thought leadership by clearly understanding and communicating the ATM strategy to key business partners throughout the Bank.
Responsible for supporting the delivery of business revenue targets particularly ensuring complete revenue collection for the ATM channel.
Manage the daily end to end operations and production activities associated with the Bank’s ATM operations that includes optimum network utilization, payment functionalities accepted through the ATM Channel, related platform settings and overall delivery of required functionality and infrastructure while maintaining a best-in-class customer experience and operating expense control including associated back office processes.
Lead the implementation of related product and systematic changes necessary for existing and new product and services development.
Be the lead technical subject matter expert for all ATM products, and network operations.
Continually assess operational needs; develop and implement system and workflow enhancements that drive improved efficiency, lower operational expense, innovation and superior member experience.
Directly manage associated vendors; including but not limited to contract SLA adherence, pricing, and issue resolution.
Lead 24/7 ATM operations issue resolution and response.
Represent all ATM strategic initiatives as a primary point of contact and subject matter expert with internal and external partners.
Manages the ATM leases and contracts.
Responsible for all accountability of physical cash that is provided by the Principle Cashier
To qualify for this role applicants must have the following:
A University Degree in a business related courses, with a Master’s Degree in Business Administration as an added advantage
Appropriate certifications with main ATM Brand types.
Minimum of 5 years’ experience in a financial institution with sound knowledge and relevant experience in ATM network management, ATM operations, payment scheme (i.e. Visa and MasterCard) business models, transactional banking, and bank operations.
Have a good understanding of the PCI-DSS policies, money laundering policies, the banking industry, competition and regulatory infrastructure.
Strong ability to successfully balance competing priorities in a fast paced environment. Have strong managerial, interpersonal, negotiation and analytical skills.
Problem solving capabilities are highly required
Ability to plan, organize, monitor and evaluate business performance in relation to set objectives. Knowledge of administrative procedures.
Ability to write business cases for Senior Management approval
Interested candidates are required to submit their CV and cover letters- clearly indicating the title of the position being applied for to [email protected]; the deadline for submission of applications is at 5:00pm on 24th November 2019
NOTE: Only shortlisted candidates will be contacted.
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