Loan Officer at JALI S.C PLC (JSC): (Deadline 5 June 2023)

Date: May 30, 2023

Loan Officer at JALI S.C PLC (JSC): (Deadline 5 June 2023)

Job Advertisement

JALIS.C PLC is an Investee Company of JALI Investment Ltd and JALI Transport Ltd. The Company was registered under the laws of the Republic of Rwanda, by Rwanda Development Board on 26^th January 2018.

JALI S.C PLC was licensed by the National Bank of Rwanda on 3^rd January 2019 and in conformity with article 4 of BNR regulation number 02/2009 on the organization of Microfinance. it was allowed to operate microfinance activities in Rwanda under the status of Public limited Company.

JALI S.C PLC was authorized to perform all activities for which the license has been granted. Its headquarters is located at: INKUNDAMAHORO – Modern Market Building /Nyabugogo opposite WASAC Kimisagara Road.

JALI S.C PLC is seeking for a qualified LOAN OFFICER as per job description and Requirements below;

S/N

Job Position /Duties

Specific Requirements for the Post

Position Number

LOAN OFFICER

Key tasks and responsibilities;

Check the creditworthiness of applicants;
Arrange and conduct interviews with applicants and for business, loans
carry out ﬁeld visits for applicants who satisfy the preliminary assessment;
Provide written information about the conditions of the loan types available and the loan application forms to potential applicants and to conduct a preliminary assessment of applications;
Preparation of draft management reports for the short-term loans section;
Preparation of site visit reports for projects visited and draft management reports for the medium/long term loan section;
Receiving of loan applications before forwarding to the loans supervisor;
Effective customer relationship management for our borrowers by dealing with queries;
Loan documentation and management
Preparation and analysis of portfolio reports for the loan recovery showing status of debtors i.e., aging analysis, loan loss forecasts;
Evaluate applications on the basis of information submitted and compiled and subsequently to prepare recommendations for the credit Manager;
Ensuring that the credit taken out is used effectively for as it was originally intended;
Check the applicant’s collateral and all other requirements for loan application;
Explain eligibility and credit conditions, procedures and necessary documentation to applicants;
Maintain records and prepare required monthly reports;
Maintain a working knowledge of JALI S.C PLC lending and credit policies and answer customer questions appropriately;
Any other duties allocated by the management /immediate supervisor within area of responsibility.

Bachelor’s Degree in Business Administration, Economics, Finance or any other related ﬁeld;
At least 3 years’ experience working in a microﬁnance Institution or Bank in Credit/Loan Department;
Knowledge of mortgage registration in RDB;
Knowledge of CRB reporting;
Good understanding of credit operations management in a Credit department;
Good analytical skills, ﬂexible and creative;
Good communication skills;
Comfortable with MS Ofﬁce and good working knowledge of Excel;
Attention to detail, discretion and integrity;
Ability to work collaboratively as part of the team;
Age limit: 25-40years.

Interested candidates are required to submit the following via JALI S.C PLC email: jaliscplc@gmail.com no later than 5^th June 2023 at: 17:00 PM.

Application Letter
Comprehensive Curriculum vitae
Certified Copies of Degree/Certificate
Copy of the Bio data page of ID
Telephone number and email address
Names and Contact address (with telephone &Emails) of 3 referees

Note that only Rwandan candidates who meet the above requirements will be shortlisted and contacted for the Exam.

Done at Kigali, on 23^rd May 2023

Augustin MUTABAZI

Managing Director JALI S.C PLC

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