2 Job Positions at JALI S.C PLC (JSC): (Deadline 5 June 2023)

S/N

Job Position /Duties

Specific Requirements for the Post

Position Number

LOAN OFFICER

Key tasks and responsibilities;

• Check the creditworthiness of applicants;
• Arrange and conduct interviews with applicants and for business, loans
• carry out field visits for applicants who satisfy the preliminary assessment;
• Provide written information about the conditions of the loan types available and the loan application forms to potential applicants and to conduct a preliminary assessment of applications;
• Preparation of draft management reports for the short-term loans section;
• Preparation of site visit reports for projects visited and draft management reports for the medium/long term loan section;
• Receiving of loan applications before forwarding to the loans supervisor;
• Effective customer relationship management for our borrowers by dealing with queries;
• Loan documentation and management
• Preparation and analysis of portfolio reports for the loan recovery showing status of debtors i.e., aging analysis, loan loss forecasts;
• Evaluate applications on the basis of information submitted and compiled and subsequently to prepare recommendations for the credit Manager;
• Ensuring that the credit taken out is used effectively for as it was originally intended;
• Check the applicant’s collateral and all other requirements for loan application;
• Explain eligibility and credit conditions, procedures and necessary documentation to applicants;
• Maintain records and prepare required monthly reports;
• Maintain a working knowledge of JALI S.C PLC lending and credit policies and answer customer questions appropriately;
• Any other duties allocated by the management /immediate supervisor within area of responsibility.

• Bachelor’s Degree in Business Administration, Economics, Finance or any other related field;
• At least 3 years’ experience working in a microfinance Institution or Bank in Credit/Loan Department;
• Knowledge of mortgage registration in RDB;
• Knowledge of CRB reporting;
• Good understanding of credit operations management in a Credit department;
• Good analytical skills, flexible and creative;
• Good communication skills;
• Comfortable with MS Office and good working knowledge of Excel;
• Attention to detail, discretion and integrity;
• Ability to work collaboratively as part of the team;
• Age limit: 25-40years.

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S/N

Job Position /Duties

Specific Requirements for the Post

Position Number

1.

ACCOUNTANT

Key tasks and responsibilities;

• Assist in maintaining financial records and ensuring that financial transactions are properly recorded;
• Assist in analyzing current costs, revenues, financial commitments, and obligations incurred to predict future revenues and expenses;
• Ensuring the accuracy of financial documents, as well as their compliance with relevant laws and regulations;
• Assist in preparing Monthly, Quarterly and Annual reports to be submitted to Management, Board of Directors &BNR;
• Preparing and maintaining important financial reports;
• Preparing tax returns and ensuring that taxes are paid properly and on time;
• Administering payrolls, controlling and manage not only income and expenditure but also budget execution;
• Carry out monthly bank reconciliation of all bank accounts;
• Implement internal controls and assisting with external and internal audits;
• Supervise petty cash management and manage accounts payables and receivables;
• Posting and validation of financial entries;
• Assist in preparation of draft budget estimates for JALI S.C PLC and assisting in budgetary control;
• Any other duties allocated by the Management /immediate supervisor within area.

• Bachelor’s Degree in Finance/Accounting;
• At least 3 years experience working in a microfinance Institution or Bank in Accounting;
• Good communication skills;
• strong mathematical reasoning skills, sharp attention to detail, and critical-thinking abilities;
• Age limit: 25-40years
• Comfortable with MS, Office especially MS Excel and Word;
• Good communication skills.

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