Agriculture Assistant underwriter at Old Mutual Insurance Rwanda: (Deadline 13 April 2022)

JOB DESCRIPTION

POST TITLE

Agriculture Assistant underwriter

JOB HOLDER

REPORTING TO:

Underwriting& Reinsurance Manager

DIVISION/DEPARTMENT

Underwriting G.I

LEVEL

Role Size

K

1. JOB PURPOSE

Assess and determine risk acceptance terms for agriculture to ensure that quality business is accepted and retained. Support the claims adjustment process.

2. PRINCIPAL ACCOUNTABILITIES.

• Carry out risk surveys and prepare reports on potential business to better understand risks.
• Promote and sensitize the crop and livestock insurance product to the entire agriculture sector through field days, exhibitions, media, trade fares, farm visits.
• To acquire and develop agriculture business.
• Engage with re-insurers to develop/refine agricultural insurance products that suit the needs of the local market to grow this line of business.
• Assess, manage, and rate risks to ensure the company accepts and retains quality business.
• Provide expert advice during claims adjustment process, including crop surveys at the time of loss.
• Carry out inspections of the crops during planting, mid-season, and pre-harvest to track crop condition as well as loss if any.
• Ensure timely and accurate agriculture quotations and follow up.
• Ensure accuracy of renewal notice and timely dispatch and maintain a monthly report.
• Respond to correspondence, queries, and complaints for efficient service delivery.
• Train and sensitize staff, intermediaries, and other stakeholders in the agricultural industry to create awareness.
• Ensure that renewals for agriculture business are done in a timely manner to enhance customer retention.
• Ensure that Underwriting files are well documented, and all communications and transactions are recorded.
• Monitor performance matrix of different SLAs.
• Provide training to the team and intermediaries if required.
• Work with supervisor/seniors to ensure process improvement.
• Ensure accuracy and completeness of underwriting data.
• Carry out to satisfaction any other activities tasks given by the Management

3. DIMENSIONS 

Unit Measures And Impact: 

• Financial Measures And Impact: Department target (As per yearly set  targets) billion     

 Value of Assets In charge: 

Budget: Expense budget – As per yearly set  targets

              Revenue budget – As per yearly set  targets

People Impact And Numbers:

    Direct Reports:

    Indirect Reports:

4. RELATIONSHIPS

REPORTING TO: Underwriting& Reinsurance Manager

REPORTING TO JOB HOLDER: 

N/A

OTHER CONTACTS: 

Within The Company: 

• All

Outside The Company:

• Clients
• Brokers
• Agents
• Other insurance companies
• Service providers
• Media houses

5. KNOWLEDGE AND EXPERIENCE.

Qualifications: 

• Degree in Agriculture, Animal production, Veterinary Medicine or related field
• Good communication skills Marketing &Customer relations
• Organized and self-driven person who can work with minimal supervision who will be able to work on his/her own initiative

Experience: 

• Minimum of 3 years

6. SKILLS AND COMPETENCIES. 

• Good communication and negotiating skills
• Good interpersonal skills
• Thorough understanding of policy covers/wordings and their interpretation as pertaining to claims

7. JOB CHALLENGES. 

• Sourcing because penetration levels are low, and the environment is not conducive

8. DELEGATED FREEDOM TO ACT & MANAGEMENT CONTENT 

• Fairly high freedom to decide, within policy

9. ENVIRONMENT 

• Conducive etc.

HOW TO APPLY

Interested candidates should send their cover letter and CVs (All in one document) with three references by using the “Apply button” below, not later than 13/04/2022.