Loan Officer at Inkunga Finance Plc: (Deadline 14 September 2022)

Loan Officer at Inkunga Finance Plc: (Deadline 14 September 2022)

JOB VACANCY OFFER

INKUNGA FINANCE Plc is a microfinance institution with its headquarters in Karongi District, Western Province.

Its mission is to promote quality financial services to small and medium-sized entrepreneurs in order to contribute to the improvement of their socio-economic living conditions and to remain a sustainable and self-sufficient institution

To strengthen its human resources, INKUNGA FINANCE is currently recruiting a Loan Officer.

1. Loan Officer (1)

Key Responsibilities

Under the supervision of Branch Manager, he (she) will be responsible for:

1. Ensure the initial contact with customers and explain to them all requirements in loan application process;

2. Carry out field visits at clients business and domiciles to ensure their loan payment capacities;

3. Analyze credit application files and help eligible customers to complete the files;

4. Ensure the client’s eligibility based on an in-depth analysis of 5 Cs;

5. Visit the place of collateral guaranted by the borrower, his home and draw up the report to be classified in a client credit application file;

6. Constitute the credit application files and make its proposal to the credit committee for analysis and approval;

7. Draw up loan contracts and get them signed;

8. Ensure credit disbursements and inform customers;

9. Ensure the high quality of loan portfolio;

10. Ensure the proper delivery of services and customer satisfaction;

11. Make the list of non-performing/written off loans and establish the schedule and plan for their recovery and submit the execution report to the Branch Manager;

12. Establish monthly credit risk report according to the format of the central Bank or requirements of the partner of INKUNGA FINANCE Plc;

13. Ensure the growth of the deposit and loan portfolio through clients’ mobilization and promotion of INKUNGA FINACE Plc products;

14. Report to the Branch Manager;

Requirements

• Must be a Rwandan;

• Have a Bachelor’s degree or an A1 degree in Rural development, Finance, Accounting or related fields;

• Must have proof of experience of at least two years for A0, at least three years experience for A1 in Financial institution sector either Bank, Microfinance or SACCO;

• Must have driving license category A;

• Have a good character in working with financial institutions (meaning no non-performing or written off loans);

• Fluent in Kinyarwanda, French or English, knowledge of three languages would be an advantage;

• Aged between 21 years and 40 years;

Method of Application and Notification

Interested and qualified candidates should submit their Job application via e-mail: recruitment@inkungafinance.com (You will get a reply to confirm the reception of your application).
The deadline for submitting applications is Wednesday, Sept 14 ^th 2022 at 18h00

The job application file must contain

1. An application letter addressed to the Managing Director;
2. A curriculum vitae;
3. A copy of the identification card;
4. A copy of the degree;
5. A proof of previous experience and driving license.

Note: The list of shortlisted candidates for the written exam will be published not later than Friday 16 ^th Sept 2022 at 18h00 via this website: https://inkungafinance.com  

Done at Karongi, on 7^th Sept 2022

NSENGIMANA Claudien

Managing Director.